As long as the wheels & cogs within your body keep turning, you can keep earning.
It’s the way the world works and how you pay for the things you need & love. Then, SNAP! You have an accident or a health change and a crucial cog has temporally come loose.
You’re off work for weeks and months with no pay from your employer. No biggie, you had the foresight to buy income protection. Whilst you’re recovering, your insurance is paying you a monthly wage until you return to paid work or you retire.
So you can take the time to get back to full health and not worry about money!
No standard exclusions
With one insurer offering standard rates for smokers and many others will look to cover hazardous occupations
Low premium options for smaller budgets